Buyer Guides

Everything you need to know
before buying in Spain

From NIE numbers to notary fees — practical, no-nonsense guides covering every stage of buying property in Spain. No waffle, no upsell. Written for UK buyers.

NIE Number Spain: How to Get One Fast as a UK Buyer
Legal & TaxBuying Process

NIE Number Spain: How to Get One Fast as a UK Buyer

You cannot buy property in Spain without an NIE. How to get one from the UK or in Spain, documents needed, fees, timelines, and the most common mistakes.

8 min read·27 June 2026
Spain Property Due Diligence: 12 Checks Before You Sign
Legal & TaxBuying Process

Spain Property Due Diligence: 12 Checks Before You Sign

Embargos, illegal extensions, planning breaches, title deed gaps — 12 legal checks your Spanish lawyer must complete before you commit to any purchase.

11 min read·27 June 2026
Arras Contract Spain: What to Know Before You Sign
Legal & TaxBuying Process

Arras Contract Spain: What to Know Before You Sign

The arras contract is the riskiest moment in a Spanish purchase. Sign it wrong and you lose your deposit. What it means, what to check, what to negotiate.

12 min read·27 June 2026
Buying Off-Plan in Spain: Risks and Protections (2026)
Buying ProcessInvestment

Buying Off-Plan in Spain: Risks and Protections (2026)

Off-plan in Spain: real value or a lost deposit. Covers deposit protection law, developer insolvency, build delays, snagging rights, and red flags to spot.

10 min read·27 June 2026
Buying Property in Spain: The Complete Step-by-Step Guide (2026)
Buying Process

Buying Property in Spain: The Complete Step-by-Step Guide (2026)

The full process of buying property in Spain, step by step — budget, NIE, lawyer, offer, arras contract, due diligence, mortgage and notary. What happens, when, and what it costs.

14 min read·4 July 2026
Power of Attorney for Spanish Property Purchases: How It Works
Legal & TaxBuying Process

Power of Attorney for Spanish Property Purchases: How It Works

A poder notarial lets your Spanish lawyer complete the purchase without you flying out for every signature. What it covers, how to grant one from the UK or in Spain, what it costs, and how to keep it safe.

8 min read·4 July 2026
How to Open a Spanish Bank Account as a Non-Resident
Buying ProcessLegal & Tax

How to Open a Spanish Bank Account as a Non-Resident

You'll need a Spanish account for IBI, utilities and completion day. Here's how to open one as a UK non-resident — documents, best banks and fees.

9 min read·6 July 2026
Currency Exchange When Buying Property in Spain (2026)
Buying ProcessLegal & Tax

Currency Exchange When Buying Property in Spain (2026)

How UK buyers transfer money to Spain without losing thousands: FX brokers vs banks, forward contracts, timing, compliance and red flags.

9 min read·6 July 2026
Property Surveys in Spain: A Guide for UK Buyers (2026)
Buying ProcessBuying Guides

Property Surveys in Spain: A Guide for UK Buyers (2026)

Surveys are not standard practice in Spain — but UK buyers should always get one. Survey types, costs, red flags, and how to use the findings.

9 min read·6 July 2026
Spanish Wills for UK Property Owners: 2026 Guide
Legal & TaxBuying Process

Spanish Wills for UK Property Owners: 2026 Guide

Why UK owners of Spanish property need a Spanish will: Brussels IV law elections, forced heirship, usufruct, regional inheritance tax and costs.

10 min read·6 July 2026
Joint Ownership of Property in Spain: A Guide for UK Buyers
Buying ProcessLegal & Tax

Joint Ownership of Property in Spain: A Guide for UK Buyers

How joint ownership works in Spain: proindiviso shares, matrimonial regimes, unmarried partners, inheritance and how UK buyers avoid costly disputes.

9 min read·6 July 2026
Granada Property Guide: Buying in the City, Province & Costa Tropical
Area GuidesBuying ProcessLegal & TaxInvestmentRenting Out

Granada Property Guide: Buying in the City, Province & Costa Tropical

From Alhambra views and university-city buzz to subtropical coastline and whitewashed Alpujarra villages — Granada offers some of the most undervalued property in Andalucía.

10 min read·6 July 2026
Spanish Planning Permission: A Complete Guide for Property Buyers
Buying ProcessLegal & TaxBuying Guides

Spanish Planning Permission: A Complete Guide for Property Buyers

Rural illegal builds, reform licences, suelo rústico — planning permission is one of the most complex issues in Spanish property. Here is everything buyers need to know before signing.

10 min read·6 July 2026
Buying Rural Property in Spain: Fincas, Cortijos & Casas de Campo
Buying ProcessLegal & TaxBuying GuidesArea Guides

Buying Rural Property in Spain: Fincas, Cortijos & Casas de Campo

Space, privacy, and land at a fraction of coastal prices — but rural property in Spain comes with legal complexities that catch many buyers off guard. Here is what you need to know before you buy.

12 min read·6 July 2026
Community Fees in Spain: A Complete Guide for Property Buyers
Buying ProcessLegal & TaxBuying Guides

Community Fees in Spain: A Complete Guide for Property Buyers

Everything you need to know about community fees and the Comunidad de Propietarios before buying property in Spain — what they cover, typical costs, derramas, and what to check before you sign.

9 min read·6 July 2026
What is a Gestor in Spain? A Guide for Property Buyers and Expats
Buying ProcessLegal & TaxBuying Guides

What is a Gestor in Spain? A Guide for Property Buyers and Expats

A gestor is one of the most useful professionals you can hire when moving to or buying property in Spain — yet most expats have never heard of them. Here is everything you need to know.

8 min read·6 July 2026
Renovating Property in Spain: A Complete Guide for Foreign Buyers
Buying ProcessLegal & TaxBuying Guides

Renovating Property in Spain: A Complete Guide for Foreign Buyers

Older village houses, rural fincas, and tired coastal apartments can offer exceptional value — but renovation in Spain comes with its own rules. This guide covers permits, costs, professionals, and the pitfalls that catch buyers out.

11 min read·6 July 2026
Home Insurance in Spain: What Every Property Buyer Needs to Know
Buying ProcessLegal & TaxBuying Guides

Home Insurance in Spain: What Every Property Buyer Needs to Know

From seguro de continente to the government-backed natural disaster fund, here is everything UK buyers need to know about insuring a Spanish property — including what your community insurance does not cover.

9 min read·6 July 2026
Completing on a New Build in Spain: From Snagging to Keys
Buying ProcessLegal & TaxBuying Guides

Completing on a New Build in Spain: From Snagging to Keys

The final stages of buying off-plan in Spain — snagging, the Licencia de Primera Ocupación, completion day at the notary, and what to do the moment you have the keys.

11 min read·6 July 2026
Getting a Spanish Mortgage When Self-Employed: A Practical Guide
MortgagesBuying ProcessBuying Guides

Getting a Spanish Mortgage When Self-Employed: A Practical Guide

Self-employed buyers can get a Spanish mortgage — but the process is different. Here is what documents Spanish banks want, how income is assessed, which lenders are most flexible, and what to do if you get rejected.

12 min read·6 July 2026
Setting Up Utilities in Spain: A Guide for New Property Owners
Buying ProcessBuying GuidesMoving to Spain

Setting Up Utilities in Spain: A Guide for New Property Owners

Electricity, water, gas, and internet after buying in Spain — what you need before you start, who to contact, and how to get everything running as a non-resident.

11 min read·6 July 2026
Taxes When Buying Property in Spain: The Complete 2026 Guide
Legal & TaxBuying ProcessBuying Guides

Taxes When Buying Property in Spain: The Complete 2026 Guide

ITP, IVA, AJD — the taxes on buying property in Spain can add 10–13% on top of your purchase price. Here is exactly what you will pay, region by region, with worked examples.

11 min read·6 July 2026
Making an Offer on a Property in Spain: Negotiation Guide
Buying ProcessBuying Guides

Making an Offer on a Property in Spain: Negotiation Guide

How to negotiate the best price when buying property in Spain — from researching comparable sales and gauging negotiation room to the arras contract and tactics that actually work.

9 min read·6 July 2026
Estate Agents in Spain: Fees, How They Work, and What to Expect
Buying ProcessBuying Guides

Estate Agents in Spain: Fees, How They Work, and What to Expect

Spanish estate agents work differently to their UK counterparts — they represent the seller, not you. Here's everything buyers need to know about fees, regulation, red flags, and how to get the most from the process.

8 min read·6 July 2026
Buying Property in Spain with Cryptocurrency: A 2026 Guide
Buying ProcessLegal & TaxBuying GuidesInvestment

Buying Property in Spain with Cryptocurrency: A 2026 Guide

Can you buy Spanish property with Bitcoin or Ethereum? Legally, sort of — but the process is more complex than headlines suggest. Here is the honest guide to the routes, the tax implications, and the AML requirements.

9 min read·6 July 2026
What is a Nota Simple in Spain? A Buyer's Guide
Buying ProcessLegal & TaxBuying Guides

What is a Nota Simple in Spain? A Buyer's Guide

The nota simple is the single most important document you'll read before buying property in Spain. Here's what it is, what every section means, and exactly what your lawyer is checking.

8 min read·6 July 2026
Best Time to Buy Property in Spain: Seasonal Patterns and Timing Tips
Buying ProcessBuying GuidesMarket Insights

Best Time to Buy Property in Spain: Seasonal Patterns and Timing Tips

Spanish property markets follow distinct seasonal rhythms. Knowing when to look, when to negotiate, and when to hold off can save you thousands — this guide breaks down the buying calendar and cuts through the "should I wait?" paralysis.

9 min read·6 July 2026
The Spanish Property Conveyancing Process: A Step-by-Step Guide
Buying ProcessLegal & TaxBuying Guides

The Spanish Property Conveyancing Process: A Step-by-Step Guide

From making an offer to getting the keys: a complete walkthrough of the Spanish property conveyancing process, with timelines, costs, and what to watch out for at each stage.

13 min read·6 July 2026
Spain Property Buyer's Checklist: Everything You Need to Do
Buying ProcessBuying GuidesLegal & Tax

Spain Property Buyer's Checklist: Everything You Need to Do

From getting your NIE to signing the escritura and beyond — the complete step-by-step checklist for buying property in Spain, covering every stage of the process.

12 min read·6 July 2026
Rightmove Spain: How to Search Spanish Property (and the Specialist Alternative)
Buying GuidesBuying Process

Rightmove Spain: How to Search Spanish Property (and the Specialist Alternative)

How UK buyers use Rightmove to find property in Spain, where it falls short for overseas purchases, and how a Spain-only portal fills the gaps — verified agents, no buyer fees.

9 min read·8 July 2026