Everything you need to know
before buying in Spain
From NIE numbers to notary fees — practical, no-nonsense guides covering every stage of buying property in Spain. No waffle, no upsell. Written for UK buyers.
Buying Costs in Spain: 2026 Breakdown for Foreign Buyers
Every cost when buying property in Spain — ITP, VAT, stamp duty, notary, legal fees. Regional breakdown with worked examples at €200k and €450k.
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NIE Number Spain: How to Get One Fast as a UK Buyer
You cannot buy property in Spain without an NIE. How to get one from the UK or in Spain, documents needed, fees, timelines, and the most common mistakes.
Ongoing Costs of Owning Property in Spain (2026 Guide)
IBI, IRNR, community fees, insurance, utilities — the real annual cost as a non-resident owner in Spain. Worked examples at €150k and €350k purchase price.
Spain Property Due Diligence: 12 Checks Before You Sign
Embargos, illegal extensions, planning breaches, title deed gaps — 12 legal checks your Spanish lawyer must complete before you commit to any purchase.
Arras Contract Spain: What to Know Before You Sign
The arras contract is the riskiest moment in a Spanish purchase. Sign it wrong and you lose your deposit. What it means, what to check, what to negotiate.
Capital Gains Tax on Spanish Property: What Foreign Sellers Pay in 2026
CGT rates for residents and non-residents, the 3% withholding, how the gain is actually calculated, plusvalía municipal, and the legal ways to cut the bill — with a worked €400k example.
Spanish Inheritance Tax on Property: What Foreign Buyers Must Plan For
Spanish inheritance tax falls on your heirs, not your estate — and the bill varies wildly by region. How ISD works, why a Spanish will matters, and how to plan so your family pays close to nothing.
Power of Attorney for Spanish Property Purchases: How It Works
A poder notarial lets your Spanish lawyer complete the purchase without you flying out for every signature. What it covers, how to grant one from the UK or in Spain, what it costs, and how to keep it safe.
Non-Resident Property Tax in Spain: What You Owe Every Year (2026)
Own a Spanish property but live abroad? You owe Spanish tax every year — even if the property sits empty. IRNR, Modelo 210, IBI, wealth tax and plusvalía explained, with a worked example.
Wealth Tax Spain: Rates, Thresholds & How to Minimise (2026)
Wealth tax Spain explained for expats and property owners: who pays, current thresholds, regional differences, and legal planning strategies for 2026.
How to Open a Spanish Bank Account as a Non-Resident
You'll need a Spanish account for IBI, utilities and completion day. Here's how to open one as a UK non-resident — documents, best banks and fees.
How to Get Residency in Spain as a UK Citizen (2026)
Post-Brexit, UK citizens need a visa to live in Spain. Here's how residency actually works — the routes, the TIE, the padrón, and the timeline.
Holiday Rental Licence in Spain: The Complete UK Guide
How to get a holiday rental licence in Spain — regional rules, costs, timelines and the step-by-step process for UK owners who want to let legally.
Currency Exchange When Buying Property in Spain (2026)
How UK buyers transfer money to Spain without losing thousands: FX brokers vs banks, forward contracts, timing, compliance and red flags.
Spanish Tax Residency for UK Nationals: The 183-Day Rule
Spanish tax residency explained for UK nationals: the 183-day rule, worldwide income, IRPF rates, Modelo 720 and how to plan your move properly.
Spanish Wills for UK Property Owners: 2026 Guide
Why UK owners of Spanish property need a Spanish will: Brussels IV law elections, forced heirship, usufruct, regional inheritance tax and costs.
Joint Ownership of Property in Spain: A Guide for UK Buyers
How joint ownership works in Spain: proindiviso shares, matrimonial regimes, unmarried partners, inheritance and how UK buyers avoid costly disputes.
Granada Property Guide: Buying in the City, Province & Costa Tropical
From Alhambra views and university-city buzz to subtropical coastline and whitewashed Alpujarra villages — Granada offers some of the most undervalued property in Andalucía.
Spanish Planning Permission: A Complete Guide for Property Buyers
Rural illegal builds, reform licences, suelo rústico — planning permission is one of the most complex issues in Spanish property. Here is everything buyers need to know before signing.
Buying Rural Property in Spain: Fincas, Cortijos & Casas de Campo
Space, privacy, and land at a fraction of coastal prices — but rural property in Spain comes with legal complexities that catch many buyers off guard. Here is what you need to know before you buy.
Community Fees in Spain: A Complete Guide for Property Buyers
Everything you need to know about community fees and the Comunidad de Propietarios before buying property in Spain — what they cover, typical costs, derramas, and what to check before you sign.
What is a Gestor in Spain? A Guide for Property Buyers and Expats
A gestor is one of the most useful professionals you can hire when moving to or buying property in Spain — yet most expats have never heard of them. Here is everything you need to know.
Renovating Property in Spain: A Complete Guide for Foreign Buyers
Older village houses, rural fincas, and tired coastal apartments can offer exceptional value — but renovation in Spain comes with its own rules. This guide covers permits, costs, professionals, and the pitfalls that catch buyers out.
Home Insurance in Spain: What Every Property Buyer Needs to Know
From seguro de continente to the government-backed natural disaster fund, here is everything UK buyers need to know about insuring a Spanish property — including what your community insurance does not cover.
Completing on a New Build in Spain: From Snagging to Keys
The final stages of buying off-plan in Spain — snagging, the Licencia de Primera Ocupación, completion day at the notary, and what to do the moment you have the keys.
Taxes When Buying Property in Spain: The Complete 2026 Guide
ITP, IVA, AJD — the taxes on buying property in Spain can add 10–13% on top of your purchase price. Here is exactly what you will pay, region by region, with worked examples.
Buying Property in Spain with Cryptocurrency: A 2026 Guide
Can you buy Spanish property with Bitcoin or Ethereum? Legally, sort of — but the process is more complex than headlines suggest. Here is the honest guide to the routes, the tax implications, and the AML requirements.
What is a Nota Simple in Spain? A Buyer's Guide
The nota simple is the single most important document you'll read before buying property in Spain. Here's what it is, what every section means, and exactly what your lawyer is checking.
The Spanish Property Conveyancing Process: A Step-by-Step Guide
From making an offer to getting the keys: a complete walkthrough of the Spanish property conveyancing process, with timelines, costs, and what to watch out for at each stage.
Spain Property Buyer's Checklist: Everything You Need to Do
From getting your NIE to signing the escritura and beyond — the complete step-by-step checklist for buying property in Spain, covering every stage of the process.